Credit_Report
Insights →Credit Score
1d ago- as of date
- 2026-05-20
- score
- 772
- score model
- FICO Score 8
- bureau
- Experian
- score range min
- 300
- score range max
- 850
- score tier
- very_good
- key factors positive
- on_time_payments,low_utilization,long_history
- key factors negative
- number_of_accounts
- utilization pct
- 14.2
- on time payment pct
- 100
- oldest account years
- 8.2
- total accounts
- 7
- open accounts
- 6
- inquiries last 12mo
- 1
- derogatory marks
- 0
Accounts
1d ago- Chase Credit Card ••9876
- Amex Credit Card ••3456
- Mortgage ••5678
- Auto Loan ••4321
Hard Inquiries
1d ago 2026-01-10 Toyota Financial Services — Auto Loan
Derogatory Marks
1d agoNo derogatory marks on file.